📋 Agreement to Terms
By accessing or using Finylio, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access our service.
1. About Finylio
Finylio is a platform that connects users with qualified financial and legal professionals, provides market insights, and enables community-driven financial discussions. We provide a marketplace and information service — we are not a financial advisor, law firm, or registered investment advisor.
2. Eligibility
To use Finylio, you must:
- Be at least 13 years of age
- Have the legal capacity to enter into a binding agreement
- Not be barred from using our services under applicable law
- Provide accurate and complete registration information
3. User Accounts
3.1 Account Security
You are responsible for safeguarding your account credentials. Any activity under your account is your responsibility. Notify us immediately if you suspect unauthorized access.
3.2 Account Termination
You may delete your account at any time. We reserve the right to suspend or terminate accounts that violate these terms.
4. Acceptable Use
You agree NOT to:
- Post false, misleading, or fraudulent information
- Impersonate any person or entity
- Harass, abuse, or harm other users
- Share financial advice unless you're a verified professional
- Upload malicious code or attempt to hack the platform
- Scrape, crawl, or collect user data without permission
- Use the platform for illegal activities
- Violate any applicable laws or regulations
5. Professional Services
5.1 For Users Seeking Professionals
Finylio facilitates connections between users and professionals. We do not:
- Guarantee the quality of any professional's services
- Endorse any specific professional
- Take responsibility for professional-client engagements
Always conduct your own due diligence before engaging any professional.
5.2 For Professional Users
By registering as a professional, you represent that:
- You hold valid professional credentials
- Your license/registration is in good standing
- Information on your profile is accurate and current
- You will comply with your profession's code of conduct
6. Content & Intellectual Property
6.1 Your Content
You retain ownership of content you post. By posting, you grant Finylio a non-exclusive, worldwide license to use, display, and distribute your content within the platform.
6.2 Our Content
The Finylio name, logo, design, and software are our intellectual property. You may not use our branding without permission.
6.3 Market Data
Stock prices, IPO data, and market information are sourced from third-party providers. We do not guarantee accuracy and this data is for informational purposes only.
7. Disclaimers
⚠️ Important
NOT FINANCIAL ADVICE: Nothing on Finylio constitutes financial, investment, legal, or tax advice. Content is for informational purposes only. Always consult qualified professionals before making financial decisions.
Finylio is provided "AS IS" without warranties of any kind. We do not guarantee uninterrupted or error-free service.
8. Limitation of Liability
To the maximum extent permitted by law, Finylio shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the platform.
9. Indemnification
You agree to indemnify Finylio against any claims, damages, or expenses arising from your use of the platform or violation of these terms.
10. Governing Law
These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in Mumbai, India.
11. Changes to Terms
We may update these terms periodically. Continued use after changes constitutes acceptance. Material changes will be communicated via in-app notification or email.
12. Contact
Questions about these terms? Contact us at support@finylio.com.